Chip and Renee Wittrock formed Wittrock Financial Group in 1987 with a focus on providing simple, and effective strategies, changing the way clients benefit from insurance and investments.

Financial Advisor

Chip Wittrock

Putting his clients’ best interests in the forefront of every recommendation, and sticking to his philosophy of “if your wealth management approach is not integrated with your risk management approach and your tax planning approach, it is fundamentally flawed,” Walter (Chip) Wittrock, Jr. has enjoyed nearly 30 years as a wealth advisor for a select group of business owners, professionals and individuals, successfully helping them structure their assets to ensure they have the lifestyle they want while maximizing their retirement.

Presence of mind, concern from the heart and attention to every detail are qualities that Chip displays in his work and personal life.

A philanthropist with an emphasis on conservation and community Chip is active at a high level. For the Scottsdale Chamber of Commerce Chip sits on the Political Policy Action Committee, the Airpark Action Committee and frequents the Economic Development Advisory Council. He is a former board member for the Arizona Spinal Cord Injury Association, the Arizona Chapter of the Christopher Reeves Foundation.

In 2014 the wildlife conservation organization, Pheasants Forever, asked him to spearhead the creation of a Quail Forever Board in the Greater Phoenix area. Chip is currently the president of the board of the rapidly growing Valley of the Sun Quail Forever chapter, an organization focused on providing the right habitat and resources to increase the quail population to support sustainable hunting populations, and involving more young people in the sport so that they would begin to appreciate, enjoy and preserve Arizona’s wilderness areas. He also sits on the board for the Arizona Sportsmen for Wildlife Conservation (AZSFWC). Chip is also a LIFE MEMBER for both Pheasants Forever and Quail Forever.

As a dedicated husband and father, Chip spends most of his non-working hours leading his family in outdoor activities: Golfing, hunting, fishing, boating and camping with his son, Levi, and his wife, Renee, are among his favorites. If he does take free time for himself, you will find him on the golf course at Ancala Country Club.

Business Development Manager

Renee Wittrock

Renee considers herself an “Insurance Brat.” Growing up in a large, tight-knit family, with a father who was Executive Vice President of Agencies for John Hancock, relocation was an every-18-month event. Within the chaos of all the moves, the one thing that stayed consistent was her interest in her father’s career. After graduating with a degree in journalism and with excellent job offers in broadcasting in hand, she realized that the best career fit for her was in the financial services industry. At the time her father had his own independent brokerage firm, so, she joined the family business. While working for her father she was sent to a company training where she fell in love at first sight with her future husband.

More than 26 years later, Renee Wittrock serves as a business development manager at Wittrock Financial Group, working with her husband of more than 25 years, Chip Wittrock. Renee provides a concierge experience to their clientele, and is proud to say that they work exclusively with like-minded people whom they know, love and trust. She says “When we choose to work with a client, they become family. We have some who fly in from across the country to meet us for dinner, others we travel with and some are happy to know that we are just a phone call away from getting their needs met.”

Renee and Chip are philanthropists with a heart for community involvement. With Chip’s encouragement and admiration, Renee serves as the Chairperson for the Scottsdale Chamber’s Airpark Action Committee. She is on the Board of Directors for the Scottsdale Chamber of Commerce and sits on the Economic Development Advisory Council. Renee is also on the steering committee for Scottsdale Forward. Renee has been part of all of the Focus Initiative Groups helping Scottsdale grow in the way that is most acceptable for the community at large.

Helping their own successful financial firm for almost 30 years in the past afforded Renee the opportunity to work while her son Levi was at school yet have the freedom and flexibility to be involved in his schools and in their community. She has been Head of Membership for the Desert Mountain High School PTO, served on the University of Arizona Parent and Family Board for the Phoenix Kick Off, and spearheaded the Scottsdale Coffee Chat.

But more than that, because of her experiences Renee has a deep understanding of the needs of small business owners, as well as people of all ages who are busy providing for themselves and their families. She is dedicated connecting people with Chip and TREK so they can get started on their custom, comprehensive financial plan in order to move forward toward their financial and retirement goals.



Chip Wittrock is an advisor providing straightforward, sophisticated and effective insurance and investment solutions, successfully helping clients structure their assets to help ensure that they have the lifestyle they want while minimizing their risk.

If your wealth management approach is not integrated with your risk management approach and your tax planning approach…it is fundamentally flawed.




Chip Wittrock, Financial Advisor
Wittrock Financial
1719 Hill Avenue
Spirit Lake, Iowa 51360